PayAfrik is a cross-border remittance and multi-currency wallet platform. Hold Naira, Canadian Dollars, XRP, and USDT in one place, move funds between them in seconds, and send a remittance across the corridor without the delays of traditional transfers.
Get Started Learn MorePayAfrik is a smart-tech company building transparent, real-time financial infrastructure for the Nigeria–Canada corridor. Every user is provisioned four currency wallets at registration — NGN, CAD, XRP, and USDT — backed by a fully audited, double-entry ledger.
Every deposit, withdrawal, and payout is independently re-verified against the underlying provider or blockchain before it's posted — nothing is trusted blindly, and nothing is left stranded if a transfer fails partway through.
See What We DoHold NGN, CAD, XRP, and USDT side by side in one account, each backed by a real, reconciled balance.
Send funds to another PayAfrik user in real time, with every movement recorded as a balanced ledger entry.
Convert between any two of your own wallets — fiat to fiat, fiat to crypto, or crypto to crypto — at a transparent rate.
Move money across the Nigeria–Canada corridor without waiting days for a traditional bank transfer to clear.
Deposit and withdraw real XRP and USDT (TRC20) on-chain, custodied directly rather than through a third party.
A balanced, double-entry ledger with independent verification and automatic reversal keeps every balance accountable.
Currencies in One Wallet
Blockchain Networks — XRPL & Tron
Corridor: Nigeria ⇄ Canada
PayAfrik is currently in limited, real-value operational testing across NGN, XRP, and USDT, with CAD onboarding in progress. Download the internal test app to try it now.
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